Computer Leasing Software: Payoffs / Buyout

Because multiple assets can be attached to a single lease, the LeaseWave® leasing system’s payoff module accommodates for both full and partial payoffs. The partial payoff functionality is particularly relevant for high-volume, asset-based leasing, making LeaseWave® an effective small-ticket, IT leasing and computer leasing software. The payoff itself can be calculated in various ways and used for analysis until activated. This allows lessors to speculate on possible payoff prices and situations and save the information entered. When ready, the user simply activates the chosen payoff, automatically generating the requisite accounting entries and setting up the payoff receivable. When partial payoffs are activated, the leases continue to exist on the books with all the post-payoff adjustments made automatically.

If desired, the LeaseWave® leasing system also accommodates for mixed payoffs where certain assets on a lease are bought by the lessee while others are returned to the lessor. Again, in the context of asset-intensive leasing, particularly in technology-related industries, this is an extremely useful tool for lease management, strengthening the LeaseWave® suite’s position as a premier small-ticket, IT and computer leasing software.

The LeaseWave® leasing system also allows for the management of back-dated and future-dated payoffs. Through a series of critical edit checks, the system ensures that a lease has been properly accounted for before a retroactive or prospective payoff is activated.

  • Calculate payoff amounts using stored or user-designated discount rates
  • Use various methods for NBV calculations to determine the payoff amount
  • Flexibly change any value in the payoff calculation to generate speculative quotes
  • Evaluate various pay amounts prior to activation
  • Generate mixed payoffs where certain assets are bought by the lessee while others are returned to lessors thereby covering the unique requirements of asset-intensive leasing. This is particularly relevant in technology-related industries, where the LeaseWave® leasing system has to be used as a small-ticket, IT and/or computer leasing software
  • Exercise complete and immediate control over outstanding balances when activating payoffs
  • Restructure the lease as desired when activating a partial payoff
  • Automatically calculate changes to income and receivables on partial payoffs
  • Manage both back and future dated payoffs